[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.stuare.cz\/nebankovni-hypoteky-maji-zelenou\/#Article","mainEntityOfPage":"https:\/\/www.stuare.cz\/nebankovni-hypoteky-maji-zelenou\/","headline":"Nebankovn\u00ed hypot\u00e9ky maj\u00ed zelenou","name":"Nebankovn\u00ed hypot\u00e9ky maj\u00ed zelenou","description":"I kdy\u017e pracujete a m\u00e1te pravideln\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem, nen\u00ed v dne\u0161n\u00ed dob\u011b mo\u017en\u00e9 na\u0161et\u0159it si tolik pen\u011bz, aby byly uspokojen\u00e9 […]","datePublished":"2017-10-10","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.stuare.cz\/author\/#Person","name":"","url":"https:\/\/www.stuare.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69d60390520d119f85d8cec6b8d4a182083b2d589719395da6bae47bff4b5efa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69d60390520d119f85d8cec6b8d4a182083b2d589719395da6bae47bff4b5efa?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"stuare.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.stuare.cz\/wp-content\/uploads\/img_a302790_w2408_t1512725709.jpg","url":"https:\/\/www.stuare.cz\/wp-content\/uploads\/img_a302790_w2408_t1512725709.jpg","height":0,"width":0},"url":"https:\/\/www.stuare.cz\/nebankovni-hypoteky-maji-zelenou\/","about":["Ekonomika"],"wordCount":444,"articleBody":"      I kdy\u017e pracujete a m\u00e1te pravideln\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem, nen\u00ed v dne\u0161n\u00ed dob\u011b mo\u017en\u00e9 na\u0161et\u0159it si tolik pen\u011bz, aby byly uspokojen\u00e9 v\u0161echny pot\u0159eby. Mnohdy nez\u016fstanou pen\u00edze ani na pot\u0159eby z\u00e1kladn\u00ed nato\u017e na takov\u00e9 jako je vlastn\u00ed bydlen\u00ed, nov\u00e9 auto \u010di luxusn\u00ed dovolen\u00e1 u mo\u0159e.\u010clov\u011bk tak ztr\u00e1c\u00ed motivaci, je frustrovan\u00fd a \u010dasto obklopen\u00fd dluhy. N\u011bkdy v\u0161ak z negativn\u00ed n\u00e1lady m\u016f\u0159e vytrhnout po\u0159\u00e1dn\u00e1 finan\u010dn\u00ed injekce a obvykle z\u00edsk\u00e1n\u00edm n\u011bjak\u00e9ho \u00fav\u011bru \u010di hypot\u00e9ky. V bance u\u017e v\u0161ak nen\u00ed tak jednoduch\u00e9 pen\u00edze z\u00edskat a v\u0161e je o\u0161et\u0159en\u00e9 p\u0159\u00edjmy, registry dlu\u017en\u00edk\u016f a dal\u0161\u00edmi vymo\u017eenostmi, kter\u00e9 br\u00e1n\u00ed tomu, aby \u00fav\u011br z\u00edskal ka\u017ed\u00fd \u017eadatel. N\u011bkdy nevyjde u banky ani refinancov\u00e1n\u00ed, i kdy\u017e by to pro klienta znamenalo radik\u00e1ln\u00ed sn\u00ed\u017een\u00ed v\u00fddaj\u016f a z\u00e1chranu od dluhov\u00e9 pasti. Banky jednodu\u0161e p\u016fj\u010duj\u00ed pouze t\u011bm klient\u016fm, kte\u0159\u00ed maj\u00ed \u010dist\u00fd \u0161t\u00edt. A n\u011bkdy jde o opravdu mal\u00e9 resty, kter\u00e9 jsou star\u00e9 i n\u011bkolik let, t\u0159eba o t\u00fdden zpo\u017ed\u011bn\u00e1 spl\u00e1tka jin\u00e9 p\u016fj\u010dky, kter\u00e1 je u\u017e v dob\u011b \u017e\u00e1dosti splacena.A takov\u00e9 klienti se obvykle obracej\u00ed na dal\u0161\u00ed mo\u017enosti, a sice na nebankovn\u00ed hypot\u00e9ky. Kdysi byly pro finan\u010dn\u00ed trh a klienty d\u011bsiv\u00fdm elementem, proto\u017ee jim d\u011blaly \u0161patn\u00e9 jm\u00e9no podvodn\u00e9 firmy, \u010di lichv\u00e1\u0159i. Dnes v\u0161ak nabraly zcela jin\u00fd rozm\u011br a mnoho nebankovek se \u0159ad\u00ed mezi v\u00fdhodn\u011bj\u0161\u00ed, ne\u017e banky.Nav\u00edc \u00fav\u011bry u t\u011bchto spole\u010dnost\u00ed maj\u00ed spoustu v\u00fdhod, kter\u00e9 v bank\u00e1ch nenajdete.T\u0159eba rychl\u00e9 vy\u0159\u00edzen\u00ed a schv\u00e1len\u00ed. \u017d\u00e1dn\u00e9 \u010dek\u00e1n\u00ed t\u00fddny a m\u011bs\u00edce, ale p\u00e1r hodin a v\u00edte, na \u010dem jste. K vy\u0159\u00edzen\u00ed sta\u010d\u00ed t\u0159eba jen online formul\u00e1\u0159 a mo\u017enost ru\u010den\u00ed nemovitost\u00ed. Nikam nemus\u00edte a t\u00edm si zachov\u00e1te soukrom\u00ed a diskr\u00e9tnost. D\u00e1le tak\u00e9 v\u011bt\u0161ina spole\u010dnost\u00ed nepo\u017eaduje dolo\u017eit p\u0159\u00edjmy ani ne\u0159e\u0161\u00ed registry dluh\u016f. Jako z\u00e1ruka jim sta\u010d\u00ed z\u00e1stava nemovitosti a d\u00e1l je pouze na zv\u00e1\u017een\u00ed klienta, jestli t\u00edmto zp\u016fsobem svoji situaci vy\u0159e\u0161\u00ed a bude schopen spl\u00e1cet sv\u016fj z\u00e1vazek. Ten si m\u016f\u017ee rozlo\u017eit do spl\u00e1tek na n\u011bkolik let, a sice od 1 roku a\u017e t\u0159eba do 30 let. Nebankovn\u00ed hypot\u00e9ky se sna\u017e\u00ed m\u011b\u0159it klienty stejn\u00fdm metrem.                                                                                                                                                                                                                                                                                                                                                                                           4.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed hypot\u00e9ky maj\u00ed zelenou","item":"https:\/\/www.stuare.cz\/nebankovni-hypoteky-maji-zelenou\/#breadcrumbitem"}]}]